|November 07, 2018|
|November 16, 2017|
|November 09, 2016|
Source: Australian Securities Exchange
SECTION 1 BOARD AND MANAGEMENT1.1 Existing Board of Directors
|Name||Designation||Yrs Since Appointment|
|Matt Comyn||Chief Executive Officer, Managing Director||1 Yr, 4 Mos|
|Catherine Livingstone||Chairman, Independent Non-Executive Director||3 Yrs, 5 Mos|
|Alan Docherty||Chief Financial Officer||9 Mos|
|Brian Long||Independent Non-Executive Director||8 Yrs, 11 Mos|
|Andrew Mohl||Independent Non-Executive Director||11 Yrs, 1 Mo|
|Robert Whitfield||Independent Non-Executive Director||1 Yr, 11 Mos|
|Anne Templeman-Jones||Independent Non-Executive Director||1 Yr, 5 Mos|
|Wendy Stops||Independent Non-Executive Director||4 Yrs, 5 Mos|
|Shirish Apte||Independent Non-Executive Director||5 Yrs, 1 Mo|
|Sir David Higgins||Independent Non-Executive Director||-|
|Mary Padbury||Non-Executive Independent Director||3 Yrs, 1 Mo|
|Clare McManus||Company Secretary||2 Yrs, 5 Mos|
1.2 Resignations in the past 5 years
|Name||Designation||Date of Resignation|
|Rob Jesudason||Chief Financial Officer||14 May 2018|
|Ian Narev||Chief Executive Officer||09 April 2018|
|David J Turner||Chairman||31 December 2016|
|John Anderson||Director||09 November 2016|
|David Cohen||Company Secretary||30 June 2016|
|Jane Hemstritch||Director||31 March 2016|
|Carolyn Kay||Director||31 March 2015|
|Margaret Taylor||Company Secretary||14 February 2015|
SECTION 2 COMMONWEALTH BANK OF AUSTRALIA ACTIVITIESCommonwealth Bank of Australia (CBA) is Australia's leading providers of integrated financial services, providing retail, business and institutional banking, funds management, superannuation, life insurance, general insurance, broking services and finance company activities.
To read more, link to our Commonwealth Bank of Australia Portal Page here. Updated daily, it gives access to comprehensive news, today's trading and background information on the Stock in text and graphics.
SECTION 3 COMMONWEALTH BANK OF AUSTRALIA PRICE PERFORMANCE SCORECARD (AUSTRALIAN:CBA):3.1 The performance of Commonwealth Bank of Australia is placed 364/1,410 in the BSS News Bites ranking of price performance of Australia stocks in the past year, a percentile ranking of 74.
3.2 The Past Year
Six-bagger Commonwealth Bank of Australia gains 15%
Commonwealth Bank of Australia (ASX:CBA), gained $A10.43 (or 15.0%) in the past year to close at $A79.80 today. Compared with the All Ordinaries Index which has risen 3.5% over the same period, this is a relative price increase of 11.6%. A six-bagger, the value of AUD1,000 invested ten years ago is $A6,412 [vs $A1,512 for the All Ordinaries Index], for a capital gain of $A2,123 and dividend re-invested of $A3,290. The average annualised return to shareholders [TSR or Total Shareholder Return] has been 20.4% in the past ten years.
3.3 MCap History:
In the past 5 years Market Capitalization has increased by $A7.3 billion from $A132.2 billion to $A139.6 billion. Based on a dynamic start date of 5 years ago, there have been declines in MCap in 4 out of 5 years.
|Price||MCap (AUD B)||MCap (US$ B)|
|1 Year ago||$A68.74||128.3||86.9|
|2 Years ago||$A72.03||139.6||110.9|
|3 Years ago||$A64.44||130.6||99.7|
|4 Years ago||$A67.38||137.6||101.3|
|5 Years ago||$A61.91||132.2||123|
3.4 Moving Annual Return (Past 5 years)
Based on a dynamic start date of 5 years ago, the real rate of return has averaged 11.8%. The Moving Annual Return has been positive in 4 of the last 5 years. An investment a year ago in CBA would have produced a return of 21.2%.
|CBA||Close (AUD)||Dividends (AUD)||Capital Gain / (Loss) %||% Yield||Annual Return %|
|1 Yr ago||69.37||4.3||(3.7)||6||2.3|
|2 Yrs ago||72.03||4.21||11.8||6.5||18.3|
|3 Yrs ago||64.44||4.2||(7.4)||6||(1.4)|
|4 Yrs ago||69.62||4.16||11.8||6.7||18.5|
Close 5 years ago $A62.29
3.5 Present Value of $A1000 invested in the past
The present value of $A1000 invested a year ago is $A1,220
|All Ordinaries Index||945||970||1,029|
3.6 Trailing Price Change %
1-Year price change of 14.7% for Commonwealth Bank of Australia outperformed the change of 3.2% in the All Ordinaries Index for a relative price change of 11.4%.
|Price Change %||1-Month||3-Month||1-Year|
|All Ordinaries Index||-3.9||2.8||3.2|
SECTION 4 COMMONWEALTH BANK OF AUSTRALIA FINANCIALS AND GROWTH PERFORMANCE SCORECARD (AUSTRALIAN:CBA):4.1 Key Financials (All figures percent)
Return on Equity deteriorated from 17.3% in 2015 to 13.8% in 2018 and EPS Growth deteriorated from 4.0% in 2015 to -7.5% in 2018.
|CBA||Revenue Growth||EPS Growth||Operating Margin||ROE|
Annual Trend in EPS and EBITDA:
5-years average annualized earnings growth rate of 3.1%
+ Profit growth and EBITDA growth have shown signs of deterioration in recent years. [Year ended, all figures in %]
|Year||EPS Growth||EBITDA Growth|
4.3 5-year record of growth and performance:
EBITDA averaged $US9.5B or $A12.9B over the last 5 years. Operating Profit averaged $US9.5B or $A12.9B over the last 5 years. Net Profit averaged $US6.8B or $A9.2B over the last 5 years. In the last 5 years EBITDA averaged $A12.9B ($US9.5B) and Net Profit averaged $A9.2B ($US6.8B)
|Description||Annual ($A B)||Annual ($US B)||5-year Avg ($A B)||5-year Avg ($US B)||5-year CAGR %|
5-year record of ROE and ROA
In 2018 Return on Equity 5-year average is 15.9%
|Return on Equity||13.8||15.9|
|Return on Assets||1||1|
4.5 High Performance Indicators and rank of Commonwealth Bank of Australia in the Australian market:
|Description||CBA Value||Rank In Market|
|Today's Trading Turnover||$A324.3 million||In Top 1%|
|Volatility %||1.4||In Top Quartile|
SECTION 5 COMMONWEALTH BANK OF AUSTRALIA GLOBAL RANK (AUSTRALIAN:CBA):Rank in the All Ordinaries Index [out of 493 stocks]
|Total Assets (US$)||660.8B||1|
|Net Profit (US$)||6.3B||2|
|Return on Equity %||13.8||164|
|Price to Book||2.4||190|
|PV$1000 (1Year) US$*||1,122||154|
|% Change YTD||13.3||236|
Aug 06, 2019: AUD 1 equals USD 0.6776
SECTION 6 COMMONWEALTH BANK OF AUSTRALIA RECENT PRESS RELEASES:July 09: Commonwealth Bank of Australia: APRA's decision on loss-absorbing capacity of ADIs
Tuesday, 9 July 2019 ( SYDNEY ): C ommonwealth Bank of Australia ( CBA ) today notes the response by Australian Prudential Regulatory Authority ( APRA ) to the submissions for the November 2018 consultation paper on the loss - absorbing capacity ( LAC ) of Authorised Deposit - taking institutions ( ADIs ).
June 19: CBA Instalment Warrants Reset Announcement
Commonwealth Bank of Australia (CBA) Equity Products Gr ou p advises that, further to our announcement dated 20 May 201 9, the following Instalment Warrants have been reset after close of trading on 1 8 June 201 9. The table below shows the Interest Amount and the new Loan Amount.
June 13: CBA announces divestment of Count Financial
Thursday, 13 June 2019 (Sydney): Commonwealth Bank of Australia (CBA) has today entered into an agreement to sell Count Financial Limited (Count Financial) to ASX - listed CountPlus Limited (CountPlus) for $2.5 million (the Transaction). CountPlus is a logical owner of Count Financial given its historical corporate relationship and equi ty holdings in 15 Count Financial member firms.
Commonwealth Bank of Australia (AU:CBA; ASX:CBA; AX:CBA)